TrueCarCost.onlineFree tools. Clear decisions.
COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Texas

How Texas's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.

Texas at a glance

Gas price

$3per gallon, illustrative average

Electricity

$0.14per kWh, illustrative average

Sales tax

6.25%plus ~$75 average registration

Insurance in Texas runs close to the national average in this model, reflected as a 1.05× multiplier on our base class rates.

5-year cost by vehicle class in Texas

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Texas-specific tax, fee, fuel and insurance data.

Sedan

$33,7535-year estimate, $563/mo

SUV / crossover

$45,9095-year estimate, $765/mo

Truck

$48,1205-year estimate, $802/mo

Electric

$49,0445-year estimate, $817/mo

Luxury

$69,5555-year estimate, $1,159/mo
Your actual cost depends on the specific vehicle — use the interactive calculator and select Texas for a number tailored to your car, or browse real vehicle estimates.