Cost of Owning a Car in Texas
How Texas's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.
Texas at a glance
Gas price
$3per gallon, illustrative averageElectricity
$0.14per kWh, illustrative averageSales tax
6.25%plus ~$75 average registrationInsurance in Texas runs close to the national average in this model, reflected as a 1.05× multiplier on our base class rates.
5-year cost by vehicle class in Texas
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Texas-specific tax, fee, fuel and insurance data.
Sedan
$33,7535-year estimate, $563/moSUV / crossover
$45,9095-year estimate, $765/moTruck
$48,1205-year estimate, $802/moElectric
$49,0445-year estimate, $817/moLuxury
$69,5555-year estimate, $1,159/moYour actual cost depends on the specific vehicle — use the interactive calculator and select Texas for a number tailored to your car, or browse real vehicle estimates.