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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Minnesota

How Minnesota's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.

Minnesota at a glance

Gas price

$3per gallon, illustrative average

Electricity

$0.14per kWh, illustrative average

Sales tax

6.88%plus ~$80 average registration

Insurance in Minnesota runs close to the national average in this model, reflected as a 0.95× multiplier on our base class rates.

5-year cost by vehicle class in Minnesota

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Minnesota-specific tax, fee, fuel and insurance data.

Sedan

$33,6105-year estimate, $560/mo

SUV / crossover

$45,8255-year estimate, $764/mo

Truck

$48,1105-year estimate, $802/mo

Electric

$48,4715-year estimate, $808/mo

Luxury

$69,2975-year estimate, $1,155/mo
Your actual cost depends on the specific vehicle — use the interactive calculator and select Minnesota for a number tailored to your car, or browse real vehicle estimates.