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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Illinois

How Illinois's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.

Illinois at a glance

Gas price

$4per gallon, illustrative average

Electricity

$0.15per kWh, illustrative average

Sales tax

6.25%plus ~$220 average registration

Insurance in Illinois runs close to the national average in this model, reflected as a 1.05× multiplier on our base class rates.

5-year cost by vehicle class in Illinois

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Illinois-specific tax, fee, fuel and insurance data.

Sedan

$35,3495-year estimate, $589/mo

SUV / crossover

$47,7855-year estimate, $796/mo

Truck

$50,2225-year estimate, $837/mo

Electric

$49,3875-year estimate, $823/mo

Luxury

$71,5755-year estimate, $1,193/mo
Your actual cost depends on the specific vehicle — use the interactive calculator and select Illinois for a number tailored to your car, or browse real vehicle estimates.