Cost of Owning a Car in Illinois
How Illinois's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.
Illinois at a glance
Gas price
$4per gallon, illustrative averageElectricity
$0.15per kWh, illustrative averageSales tax
6.25%plus ~$220 average registrationInsurance in Illinois runs close to the national average in this model, reflected as a 1.05× multiplier on our base class rates.
5-year cost by vehicle class in Illinois
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Illinois-specific tax, fee, fuel and insurance data.
Sedan
$35,3495-year estimate, $589/moSUV / crossover
$47,7855-year estimate, $796/moTruck
$50,2225-year estimate, $837/moElectric
$49,3875-year estimate, $823/moLuxury
$71,5755-year estimate, $1,193/moYour actual cost depends on the specific vehicle — use the interactive calculator and select Illinois for a number tailored to your car, or browse real vehicle estimates.