Cost of Owning a Car in Florida
How Florida's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.
Florida at a glance
Gas price
$4per gallon, illustrative averageElectricity
$0.13per kWh, illustrative averageSales tax
6.00%plus ~$220 average registrationInsurance in Florida runs above the national average in this model, reflected as a 1.30× multiplier on our base class rates.
5-year cost by vehicle class in Florida
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Florida-specific tax, fee, fuel and insurance data.
Sedan
$36,5135-year estimate, $609/moSUV / crossover
$48,9825-year estimate, $816/moTruck
$51,3615-year estimate, $856/moElectric
$51,2185-year estimate, $854/moLuxury
$73,5265-year estimate, $1,225/moYour actual cost depends on the specific vehicle — use the interactive calculator and select Florida for a number tailored to your car, or browse real vehicle estimates.