2026 Tesla Model 3 vs 2026 Tesla Model Y
Both are commonly cross-shopped against each other. Here's how their real 5-year ownership costs actually compare, using real market pricing data rather than sticker price alone.
2026 Tesla Model 3
$35,9675-year total · $599/moPrice: $42,994 · 30 kWh/100 mi
Depreciation: $18,607 · Fuel/energy: $2,880
Insurance: $9,500 · Maintenance: $2,300
2026 Tesla Model Y
$38,8575-year total · $648/moPrice: $48,990 · 29 kWh/100 mi
Depreciation: $21,234 · Fuel/energy: $2,784
Insurance: $9,500 · Maintenance: $2,300
2026 Tesla Model 3 costs $2,891 less to own over 5 years in this comparison — a difference of $48/month.
Want your own numbers?
These use average assumptions for mileage, location and financing. Use the interactive Compare Two Vehicles tool to enter your own ZIP code, loan terms and mileage for a personalized side-by-side.
Open the interactive comparison tool →