2026 Kia Niro: 5-Year Cost of Ownership
An estimate of what a 2026 Kia Niro typically costs to own over 5 years, based on a real $33,921 market price and 50 MPG combined.
Pricing data refreshed monthly · last updated September 2026
$34,655
$578per month, averaged
$0.58per mile
Where the money goes
Depreciation$16,319
Fuel$4,200
Insurance$8,500
Maintenance$3,500
Taxes & fees$2,135
Purchase price is a real median market figure from MarketCheck. This nameplate has no valid 5-year resale comparable right now, so resale value uses our SUV / crossover-class depreciation curve instead. Insurance and maintenance use published class averages described on our methodology page.
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